Benefits Login

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About Us:

People, not products, are often a company's most important asset. Quality employee benefits often make a significant difference in attracting and keeping good employees. Not only can we help to design and to implement your employee benefit programs, CLF, Limited is dedicated to quality communication and efficient administration, as well.

We combine over sixty-five years of employee benefit and human resource experience. Our education and training ranks us as one of the premier employee benefit firms of the Pacific Northwest. We design and market medical, dental, vision, disability and life insurance plans. We assist employers with ERISA, COBRA, HIPAA and other governmental compliance. Securities are offered through KMS, Financial Services, Inc.

"Tax planning is like playing poker with your children. If you ever start to win, they change the rules."

Personal, business and estate planning has been a major part of our business since 1977. In 2001 we saw one of the most sweeping Federal Estate Tax changes ever. Before the ink dried, it was clear this tax bill would go through major modification in subsequent years. In late 2010 the Federal Government put a patch on the Federal Estate Tax laws. Again, it is clear these laws will change dramatically within the next two years. Because tax law is always changing, and changes may affect your plan, we would enjoy the opportunity to be part of your team to keep your planning up-to-date.

Please feel free to contact us with your employee benefit, business and estate planning questions





CLF, Limited
P.O. Box 158
Mountlake Terrace, WA 98043
206-363-0410
1-800-747-6878

Securities through:

KMS Financial Services, Inc.
2001 Sixth Ave., Suite 2801
Seattle, WA 98121-9833
(206) 441-2885

Due to the various state regulations and registration requirements concerning the dissemination of information regarding investment and insurance
products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered.
For securities: Washington.
For insurance: Washington, Alaska and Oregon.